Privacy Policy

Your internet privacy concerns are important. This statement describes our practices concerning the collection, use and security of the personally identifiable information that you provide us over the Internet.

Collection of Information In some areas of our Web site, we may request that you provide personally identifiable information, including your name, address, e-mail address, telephone number, social security number, or policy/contract number. If you are seeking a job and post a resume, we will also ask you to provide employment and education history in addition to contact information. We limit the collection and storage of personally identifiable information to that necessary for us to administer our business, provide quality service, or offer you opportunities we think might be of interest.

We use Web tracking software to collect the name of the domain from which you access the Internet and the site from which you came in to our site. This information is used for internal analysis only and helps us improve the content of our website for your future business.

Disclosure of Information
If you provide personal information to us via our Web site, we will not disclose that information outside of the Firm except as described below.

1. We may disclose personal information outside of the Firm with your express authorization.
   
2. We may disclose personal information to other entities that are involved in administering or providing services on our behalf. These entities may include your agent, a reinsurance company or, in the case of job applicants, a company that performs background checks. We will disclose information in compliance with applicable laws and regulations and will require the recipient to protect the information and use it only for the purpose provided.
   
3. We may disclose information if we are required to do so by law.

Cookies
Cookies are small pieces of information that Web sites can store on your computer. At this time, this web site does not use cookies.

Changes to Privacy Statement
The Firm may change this Statement from time to time. If we decide to change our Privacy Statement, we will post those changes on this Web site so that you will always know what information we gather, how we might use that information, and to whom we will disclose it. This Statement is not intended to and does not create any contractual or other legal rights in or on behalf of any party.